12102 SE Raymond St
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About This Property
Modern 2021 built end unit townhome in Powellhurst Gilbert! This 3 bed, 2.5 bath home offers 1,490 SF across three thoughtfully designed levels. Open concept main floor features LVP flooring, quartz counters, stainless appliances & a half bath. Upstairs, find two bedrooms including a primary suite plus two full baths w/granite vanities & in unit laundry. Third floor bonus room is perfect for a guest suite, office, or media space. Enjoy efficient heat pump/mini split heating & cooling, low maintenance vinyl siding, an entry porch & fenced yard. Move-in ready with no deferred maintenance. Close to shopping & dining on 82nd Ave/Foster Rd, with easy I-205 access. Don't miss this well cared for gem!
Buyers with ITIN numbers are allowed, please see the list of lenders for more details or contact us with your questions.
Home Energy Score 6: https://rpt.greenbuildingregistry.com/hes/OR10188532
Listed by Undra Adams, real estate broker licensed in OR with listing office Proud Ground.
More Information:
For more information about this property, contact Undra Adams, licensed broker in Oregon, at 503-493-0293 x106 or undra@proudground.org
Application Deadline - 12pm on Wed. Sep. 23rd
See the Steps to Get Started.
Open House! Sunday Sep. 13th 12pm-2pm
Property Details
Address:
12102 SE Raymond St, Portland
Year Built: 2021
Est. Sq. Ft.: 1,490
Estimated Monthly Payment: $1,884/mo*
Estimated monthly HOA/Condo fees: $0
Estimated Appraised Value: $385,000
Estimated Monthly Property Taxes: $0/month with Tax Exemption
Proud Ground Monthly Fee: $51.50
Estimated Recording Fees: $800
Max. front end/housing ratio: 38%
Max. back-end ratio: 45%
Minimum home buyer contribution to purchase: $500
1st time homebuyer required?: No
Land Lease or Covenant? Land Lease
*Payment amount assumes 6.125% interest on a 30-year, fixed-rate FirstHome loan of $291,725with a $500 down payment and payment includes property taxes, insurance, service fee & HOA fees, if applicable.
To comfortably afford this home, we recommend an annual household income of at least $59,500. If your income is under this amount it might be difficult to qualify for the home loan.
You must be an income-qualified homebuyer. Owner-occupancy, resale, and other restrictions apply. Final monthly payment and down-payment amount will be determined by the lender based on current interest rates.
Priority will be given to households under 60% of the area median income based on the date of original application with Proud Ground.
Income Qualification
To qualify for this home, your total household income must be at or below a specific amount, based on household size. Proud Ground calculates your income by reviewing recent pay information and accounting for any expected raises or additional income that might occur during the first year you own your home. Household income includes gross annual income (before taxes), commissions, overtime, bonuses, child support, alimony, pensions, benefits, and income from anyone 18 or older living in the home, even if they’re not on the loan. Once you have purchased your home, no additional income certification is required. This is a strict guideline and no exceptions to maximum income limits can be made.
Please review the table to see if you qualify.
| Household Size | Maximum Gross Household Income |
|---|---|
| 1 | $71,900 |
| 2 | $82,150 |
| 3 | $92,400 |
| 4 | $102,650 |
| 5 | $110,900 |
| 6 | $119,100 |
| 7 | $127,300 |
| 8 | $135,500 |
Application Deadline - 12:00 pm on Wednesday September 23rd
See the Steps to Get Started.
Funding Support Provided By
